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CEO Financial Command Center

Current Balance (BOA)
$163,737
As of June 10, 2026
MTD Collected
$210,878
$208,683 HubSpot + $2,195 Bill.com
MTD Projected
$394,323
$183,445 remaining to collect
FMP Pipeline
$20,517
$8,018 collected / $28,535 target
Net Profit (Monthly)
$23,645
Before personal draws
Business Debt Total
$495,400
~$17,050/mo service cost
Cash Flow
Collections
FMP Pipeline
Expense Calendar
P&L
Funds Requests
Bridge & Debt
5-Month Trends

📊 Rolling 60-Day Cash Flow

Daily ending balance from BOA business account. Red bars indicate danger zone (below $10K).

Healthy (>$25K) Caution ($10K-$25K) Danger (<$10K)

⚠️ Cash Crunch Risk Windows

Based on 5-month pattern analysis. Balance typically drops to near-zero after mid-month payroll wire.

WindowTriggerRisk LevelHistorical LowRecovery
Days 13-17 FR#1 Payroll Wire (~$150K) Critical $218 (Jan 29) HubSpot batch ~20th-22nd
Days 27-1 FR#2 Wire (~$120K) + CC payments High $802 (Feb 13) 1st-of-month HubSpot batch
Days 3-5 RD Amex ($15K) + personal drafts Moderate $6,444 (Apr 30) Early-month recurring collections

💰 June 2026 Collections

Collection Rate
53.5%
Remaining to Collect
$183,445
SourceCollectedProjectedRemainingStatus
HubSpot - Legacy Recurring $189,890 $341,571 $151,681 On track
HubSpot - Current Year $7,895 $13,324 $5,429 On track
HubSpot - FMP $8,018 $8,018 $0 Closed
Bill.com $2,195 $31,410 $29,215 Pending
Other (VAB, misc) $2,880 $2,880 $0 Received
TOTAL $210,878 $394,323 $183,445

📋 Pending Collections

ClientAmountSourceExpectedNotes
1800 Got Junk TBD HubSpot June 15 Confirmed paying June 15
Dickson Commercial $2,405 Check Deposited Check deposited, clearing
Uncollected Prior Month (HS) $15,122 HubSpot Rolling Carryover from May
Uncollected Prior Month (BC) $8,006 Bill.com Rolling Carryover from May

🚀 FMP Pipeline - June 2026

Target
$28,535
13 open requests
Collected
$8,018
3 closed/won
Outstanding
$20,517
10 remaining
Conversion Rate
62.9%
Historical average
MetricValue
Base VA Rate$2,195/mo
Next Month Pipeline$24,145
Next Month Handovers11
Avg Revenue per FMP Close$2,673

📊 30-Day Expense Timeline

Bar width = relative expense size. Hover for details.

📅 Monthly Expense Calendar

Recurring drafts and payments by day of month. Red = $10K+

1
Mortgage $12,514
HELOC $1,750
Other Svc $1,000
Guardian Terms $475
3
OA QB Loan Sm $643
4
RD Amex Loan $1,734
NW Whole Life $2,500
NW Term+Disab $847
Other Svc $2,350
5
RD Amex Pmt $10,000
529 Plans $1,000
10-11
RD LOC $1,000
RD Epic Adv (Q) $553
Amfam+Everlake $157
12 ⚠️
PAYROLL #1 $140,000
OA LOC Int $6,000
Finlogic (OA+RD) $1,000
RD Tuition $6,315
14-15
RD Truck $1,287
RD Payroll+Tax $566
Guardian WL $2,145
17
RD 401K $1,831
21-22
Target $600
Nordstrom $2,700
23
OA Cash Rew $20,000
RD Cash Rew $12,000
27 ⚠️
PAYROLL #2 $125,000
HMO/13th Esc Manual
28-29
OA QB Loan Lg $3,672
PNC Cindy Auto $1,750
Chase Amazon $2,500
Monthly Total Estimated Outflows: ~$380,000 (Payroll $265K + OA Ops $48K + RD/Personal $67K)

📈 Monthly P&L (Steady State)

REVENUE

Recurring Revenue$397,000
Net MRR Growth+$20,000
Merchant Fees-$9,007
Total Revenue$407,993

OA EXPENSES

OPEX Services$120,000
OPEX Staff$145,000
COGS VA Growth$10,000
HMO Escrow$23,000
13th Month Escrow$15,000
Total OA Expenses$313,000
OA Gross Profit$94,993

BELOW THE LINE

Credit Cards (all)$43,000
Monthly Drafts$12,300
Debt Service$16,048
Total Below Line$71,348
Net Profit Before Tax$23,645

PERSONAL DRAWS

BOA Personal Drafts$27,500
Personal CCs$20,300
Total Personal$47,800
Burn from Personal-$24,155

🏦 Funds Request Tracker - June 2026

Wire cycle: BOA → Airwallex → BPI (PHP). FX Rate: PHP 58.20

FR #1 — Batch 1 (Payroll) ✅ WIRED TODAY
$121,000
Wired June 10 → Airwallex → BPI
Payroll must process by June 15 (Mon).
PH holidays: June 12 (Independence Day), June 15 (CDO Charter Day).
Queenie recommended sending by June 11 before 3 PM US.
FR #1 — Batch 2 (Employer Share + Local)
TBD
Target: June 15 (Monday)
May employer share, gov contributions, local costs.
Less time-sensitive than payroll batch.
Brad confirmed sending Monday.
FR #2 — End of Month
~$120,000
Expected: June 23-27
Second payroll cycle + operational expenses.
May FR#2 was $120,494 + $4,565 (lease/utilities).
5-month avg: $117,742

Historical Wire Patterns (BOA Statements)

MonthFR#1 AmountDateFR#2 AmountDate
January$159,900Jan 14$115,000Jan 28
February$135,000Feb 11$120,460Feb 25
March$137,000Mar 11$110,850Mar 27
April$156,300Apr 13$122,000Apr 29
May$154,500May 13$120,400May 27
Average$148,540$117,742

💳 Business Debt Summary

Business loans and credit lines only. Personal bridge sources tracked separately.

DebtBalanceMonthly PaymentType
BOA LOC (termed out, 5-yr payoff) $350,000 ~$7,000 Term Loan
OA QB Loan Small - $643 Installment
OA QB Loan Large - $3,672 Installment
RD Amex Loan $13,400 $1,735 Installment
Total Business Loans $363,400+ ~$13,050

Business Credit Cards

CardBalanceMin PaymentAPR
BOA OA Cash Rewards (5348)$45,000$1,00025%
BOA RD Cash Rewards (4380)$45,000$1,00025%
RD Amex CC (10008)$25,000$1,000-
RD LOC$17,000$1,000-
Total Business CC/LOC$132,000$4,000
Total Business Debt
Loans + CC balances
$495,400+
~$17,050/mo service

🔒 Personal Bridge Capital (Separate Dashboard)

Brad's personal capital sources used to fund business during cash challenges. Will be tracked in a dedicated personal financial dashboard.

CNB HELOC (home equity) Raymond James equity loan NWM Whole Life loan Guardian Whole Life loan

CC Payment Schedule

CardDueStatementPaymentAuto?
RD Amex (10008)5th-$15,000No
OA Travel (3953)10th$6$6No
RD LOC11th-$331No
OA Cash (5348)23rd$40,029$20,000-
RD Cash (4380)23rd$36,897$20,000Yes

✏️ Quick Daily Update

Update today's numbers. Changes save to localStorage for persistence.

📝 Daily Update Log

No updates recorded yet.

🏢 Entity Flow

Revenue (clients pay OA via HubSpot/Bill.com/checks/wires) | OutsourceAccess Corp (BOA main account) |--- OA Philippines (BPI via Airwallex wire) - payroll + ops |--- OA Credit Cards (BOA OA Cash 5348, OA Travel 3953) |--- OA Loans (QB Small $643, QB Large $3,672) |--- River Dream Enterprises (CHK 6736) | |--- RD Credit Cards (BOA RD Cash 4380, RD Travel 6754, RD Amex 10008) | |--- RD Loans (Amex Loan $1,734, RD LOC $1,000) | |--- Brad Personal (salary, expenses) | |--- Stevens Family Mgmt (tuition $6,315) | '--- Paychex payroll (Brad + Cindy) '--- OA Operating Expenses (Finlogic, insurance, commissions)
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